Business Structure
My objective is to help clients realize the long-term investment returns needed to achieve their personal and financial goals. Portfolios are developed using the disciplined principles of modern portfolio theory and asset allocation. Asset classes utilized will depend on portfolio value, financial objectives, risk tolerance, time frame and age. For the client interested in addressing social and environmental concerns with his or her portfolio Socially Responsible alternatives will be offered.
I offer Services to clients under four basic structures:
Portfolio Management Services are provided on an annual fee basis. Fees are based on the account balance.
Hourly Fee Service for clients who are only interested in advice on how to manage their own accounts.
Comprehensive Financial Planning Services which inlcudes, retirement, college funding, insurance needs, estate planning and charitable gifting. Fees are based on the complexity of the clients situation.
Insurance and investment Products that may be offered on a commission or fee basis.
*All fees and commissions will be discussed in detail before proceeding with any recommendations.
|
